Loan Products

 
Regular Loans
 
 
Large-Scale Enterprise Loan is a financing facility intended to provide a wider scale of lending opportunities to Large-Scale Enterprises to support the government’s thrust towards accelerating countryside economic growth and development
 

 


 
SME Loan is a financing facility intended to provide a wider scale of lending opportunities to Small and Medium Scale Enterprises (SMEs) to support the government’s thrust towards accelerating countryside economic growth and development.
 

 


 
LGU (Local Government Unit) Loan is a financing facility that aims to support the government’s thrust towards accelerating countryside economic growth and development by financing local infrastructure and other socio-economic development projects in accordance with the approved local development plan and public investment program of Local Government Units (LGUs).
 

 
Rediscounting Facility is a credit facility intended to supplement the operating capital of Accredited Financial Institutions (AFIs) in delivering timely and adequate credit.
 

 


 
CTS (Contract-To-Sell) Financing is a facility intended to refinance the Developer’s CTS receivables from its existing project/s and institute wholesale acquisition of accounts for conversion to retail accounts. Also, for the purpose of accelerating project development and sale
 


 
Back-to-Back Loan or Loan against Deposit Hold-Out is a facility extended to PPSB depositors for their personal/ business financing needs. This type of loan facility is considered non-risk since the loan is covered and secured by deposit duly assigned by the borrower in favor of PPSB. For this purpose, PPSB shall be empowered by the depositor, in event of default in the payment of all or any part of the loan, to withdraw from the deposit and apply an amount equal to the sum of such defaulted and unpaid amount.
 

 
Consumer Loans
 
 
OFW Multipurpose Loan
 
This credit facility will provide assistance to the Overseas Filipino Workers (OFWs) both land-based and sea-based. The facility is a multi-purpose and non-collateral personal loan for OFWs with fixed income. This is intended for their financial needs to support their personal requirements and/or for enterprises development
 


Salary Loans
 
Salary Loan is a financing facility extended to eligible employees of Government and Private Institutions, intended for their consumption and other personal needs.
 


SSS Pensioners’ Loan
 
Pensioner Loan is a loan facility extended to eligible pensioners of the Social Security System (SSS) where payments shall be made via automatic debit against their Savings Deposit account maintained with Postbank.
 


Car Loans
 
Car Loan is a financing facility extended to selected clients for the acquisition of brand new car/ vehicle
 
 


Housing Loans

 
Housing Loan is a financing facility that aims to support the government’s thrust toward accelerating economic growth and development by offering affordable housing program to eligible individuals.
 


Property Maximizer
 
Property Maximizer is a multi-purpose loan facility extended to qualified clients for their personal financing needs. The loan can be used to meet the borrower’s cash flow needs as well as for investment activities
 

 
Microfinance Facilities
 
 
Wholesale Microfinance Facility
 
Wholesale Microfinance Facility is a credit facility extended to Microfinance Institutions (MFIs) and Cooperatives intended for re-lending to eligible borrowers. Said facility aims to alleviate poverty and provide financial assistance to small entrepreneurs who typically lack collateral to create sustainable living, through MFIs with verifiable credit history
 


Arangkada Pasada
 
Arangkada Pasada is a special financing facility extended to transport cooperatives/ associations/ groups to be used either for projects that would benefit members of transport sectors or for re-lending to eligible members. The program is also open to drivers and conductors of different transport cooperatives their spouses and immediate family members
 


Agricultural Production Loans
 
Production Loan Facility is a credit facility extended to individual small farmers and/ or conduit financial institutions (e.g. Microfinance Institutions (MFIs), Cooperatives, Associations) intended for lending and re-lending to eligible borrowers. Said facility aims to provide credit financing support to marginalized farmers that will promote productivity and enabling them to meet the market requirements in terms of quantity and quality that would in turn provide more income opportunities